01 · Advise
Honest, technically sound advice.
RFS was formed to provide honest, technically sound strategies for creating and protecting wealth.
Our aim is simple: correct advice. That means helping you understand what you own, full disclosure of what it costs, and putting your interests first in every recommendation.
Every piece of advice is approved by a qualified professional.
About RFS
02 · Plan
Planning with understanding.
This is the firm’s whole philosophy. Financial planning is broader than products and sales.
Every client is guided through a Financial Needs Analysis. Before anything is recommended, we set all of your assets and liabilities against your future goals. Everything else is built on that analysis.
How we work and charge
03 · Insure
Protection for life’s events and rainy days.
The right type and the right amounts of life, income and critical illness protection.
Income can decrease or stop altogether, and when it does, retirement and other goals are left vulnerable. Life, disability and dread disease policies differ in what they cover and how they pay.
Alongside them, personal and commercial short-term insurance, arranged and reviewed by people you can call.
Short-term insurance
04 · Invest
Well investigated, then reviewed.
Diversified portfolios built around your risk profile, your time horizon and your goals.
Portfolios are monitored and reviewed continuously, with full disclosure of what they cost. Retirement saving asks for patience and some foresight. The value of units can go down as well as up.
Private clients
Business clients